3 Ways To Save Money On Motorcycle Insurance

​Motorcycles are gaining popularity. It is not surprising because of the benefits of using a motorcycle instead of a car. Riding a motorcycle can free you from the hassle of dealing with traffic congestion. Aside from that, individuals who love thrills may prefer to ride a motorcycle. 

If you're one of those motorcycle users, getting insurance is a good choice. Before you ride your beloved motorcycle, make sure that you have the proper insurance.

In choosing insurance, take note of these three ways to save while getting the coverage needed. 

1. The make and model of the motorcycle greatly affect the policy premium.
   The price of motorcycle insurance is based on factors such as your riding experience, age, and motorcycle type. The insurer checks if it is a moped, motor scooter, or motor-assisted bicycle for a specific motorcycle type.
   
   Not every motorcycle owner knows this. But there are insurance companies offering discounts or special promotions. Thus, it is good to ask if the insurance company has one. It will help you save some cash while keeping your motorcycle covered. 
   
   
2. Increase your deductible if possible
   If you can afford it, you can request a higher deductible. Doing so will reduce your premium payment without affecting the policy coverage. 
   
   
3. Get collision coverage
   For older motorcycle models, getting collision coverage may be worth it. However, It also means you won't be insured for bike damage, at-fault collisions, and other types of accidents. So it is better to discuss and clarify this provision with your insurer. Do this before you choose a collision coverage rider. 

At Arnold Insurance Agency, LLC we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (318) 965-5953. You can also request a free quote by CLICKING HERE.