Auto Insurance 101: Keyed Car

​It's irritating to walk out to your car and discover your front has been damaged by a key. Maybe it's torn off a chunk of paintwork in its wake. Keyed autos, as well as other property destruction, may be covered by an auto insurance policy. 

However, before you face this type of scenario, it is essential that you have a clear understanding of what is and is not protected by your insurance. Understanding your auto insurance deductibles and coverage limitations should give you a better idea of whether to submit a suit for a keyed automobile.

Could insurance cover a keyed car?
Keyed vehicles, as well as other property destruction, may be covered by an auto insurance policy. As an outcome, you may use your insurance plan to cover the expense of getting the damage fixed. But, like with any other insurance settlement, you would still be obligated to pay the deductible on a keyed automobile.

You would be liable for paying the repair bill if you don't have comprehensive coverage or if the cost of the damage is below your comprehensive deductible. However, if you can show who keyed your automobile, you could sue the offender in small claims court for the costly repairs.

Keyed Car: What You Could Do
Discovering that your automobile has been keyed is one of life's most terrible experiences. If your car has been keyed, the first thing you could do would be to document the damages to the fullest advantage. Snap pictures of the damage and look for surveillance cameras or eyewitnesses in the neighborhood who may have seen the keying.

Inform the providers after you've tracked the damages. They will guide you through the process of filing a suit. Get your car inspected and a quote provided by an auto repair company. You can assess whether it is worthwhile to make money.

Conclusion
Getting your card keyed is frustrating and will take a lot of your time and money to handle. So, you must know about insurance and how it could help you solve your car's problems after getting keyed.
 
At Arnold Insurance Agency, LLC, we do our best to make sure that our clients are well-protected with affordable and comprehensive policies. We will go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at  (318) 965-5953 or Click Here to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!