Big Mistakes To Avoid When Applying For Auto Insurance

There are so many questions to fill in when applying for auto insurance. To ease off the burdening task, you decide to skip some or answer incompletely—which is wrong. You may get in trouble by not maximizing your claims, or have a claim denied. You may even have your policy revoked.
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Listed in this article are some mistakes you need to avoid when applying for auto insurance.

An incomplete listing of owners
To completely list all the owners of the auto to be insured is a must. This incident may lead to the inability to claim if the unlisted owner gets involved in an accident or causes damage. 

An incomplete listing of all drivers
Most times, people do not list a driver who is still a teenager or an adult who has violations in his/her driving records. If an accident occurs when the unlisted driver is in use of the vehicle, your premium might increase, or it may be canceled.

Incorrect indication of miles driven
Input the real mileage that your auto has already driven on. Incorrect data might get checked once your auto and the incident get investigated after an accident. The mileage discrepancy can show through vehicle servicing or smog emission testing.

Incorrect or unspecific place listed as parking place
What you indicate as parking will also be a reference in knowing your premium and the possible outcomes the place can lead to. Being parked within an area where construction is ongoing is much less safe than being in a garage at home.

Not recording your past tickets and accidents
If you pass on your application that does not match your previously received tickets and accidents you’ve been in, your policy application might get unapproved right away.

Letting your policy information be outdated
Suppose there is a sudden change in an auto's set-up, like having another person drive it or getting in an incident. In that case, a policyholder should immediately report it. By not updating your policy, you are risking the premium that you currently have, which might increase, or you may lose discounts.

Takeaway
In applying for auto insurance, all details should be truthful and accurate to make full use and have your agent truly evaluate the possible negative outcomes and have your policy match your needs.

At Arnold Insurance Agency, LLC, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (318) 965-5953. Get your free quote today by CLICKING HERE.