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Arnold Insurance Agency, LLC Blog

Buying A Boat? Here Are The 3 Things To Keep In Mind

2/13/2023

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Picture
​You have to admit that renting a home can be a considerable expenditure. The amount you spend on your monthly rental can greatly impact your overall financial spending.

Rent is one of the highest monthly expenses you have to deal with. Because it is a recurring cost, it is challenging to reduce once you sign the contract. 

Rental payments can burden your paycheck with both short-term and long-term effects.
3 Things to Remember When Buying a Boat 

1. Decide if you want a new or used boat
Compared to buying a used boat, getting a new one ensures your warranty. Meaning you can relax if your boat breaks unexpectedly in a short time. 
  • A brand-new sailboat ensures you:
  •  Comfort
  • Peace of mind 
  • Value for money 

The warranty includes the necessary repairs without spending a huge amount. You can also find an option that does not require any payment for the repairs.  

If you buy a used boat without a warranty, you can still enjoy using it. You spend less because the boat is less expensive than a new unit.

2. Determine your available budget
Buying a sailboat is more than what you spend on your monthly bills. You need to determine your available budget before you decide. Aside from the total cost, you will need to spend on the following:
  • Maintenance
  • Fuel
  • Insurance
  • Gear
  • Other accessories
  • Storage for winter
  • Marina and docking fees

Knowing what you can afford and your potential expenses are best before investing. Doing this can ensure you and your family long-term enjoyment.

3. Choose the exact size 
Think about something other than investing your money in a bigger boat. If you love fishing, a light-tackle boat is a good choice with the exact size. A small boat is also an excellent option for distant fishing. 

If you want to sail on rough seas, you may need a bigger boat. Your choice will always reflect your decision when buying a boat. To avoid any disappointment, consider the necessary factors ahead of time. 

Conclusion 
Knowing these guides when buying a boat will help you decide. Keep these things in your mind to avoid regrets when you have already bought a boat. 

At Arnold Insurance Agency, LLC, we put our clients first and offer them policies they can afford. Insurance is a necessity nowadays, and we're here to help you. Learn more about our products and services by calling our agency at (318) 965-5953. You can also request a free quote by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!
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