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Arnold Insurance Agency, LLC Blog

Common Risks Every Car Owner Should Know And How To Get Yourself Protected

9/7/2021

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​You can never be too sure about when or what types of accidents may cause damage to your car. The issues you face while keeping your car in good condition are not unusual. If you’re lucky not to have these concerns, know what to avoid and how to prepare for mishaps.
Rear-end Collision
Crashing into a car is a common risk car owners need to avoid. It often occurs due to bad weather or the driver being distracted while driving. Stay focused while driving to react fast when you need to control and stop your car.

Broken Windshield
It is the most familiar car threat that you should be aware of. To stay safe while on the road, you need to ensure no damage to your windshield. Being aware of the causes will help you prepare and plan on avoiding them. Here are the usual reasons for a damaged windshield:
  1. Unpaved roads
  2. Debris from construction trucks
  3. Low-quality glass
  4. Faulty fit and installation
  5. Neighborhood accidents such as children playing near your car
  6. Changes in temperature
  7. Hail
  8. Damages caused by parking under fallen trees
  9. Stress cracks from pressure
  10. Heat from direct sunlight

Parking Lot Accidents
You might have experienced loading your groceries in your car and find a random dent or scratch. Parking lot accidents commonly happen when two cars are closely parked by each other. Another reason is parking your car on corners where it could get easily scraped.

Vandalism
Not everyone has a garage to store their car securely, and as a result, cars frequently get vandalized. It surely is appalling to go to work only to find out that your car had been keyed or spray-painted.

Theft
One risk that worries most car owners is losing their vehicles. Before buying a car, you need to consider the parking location to reduce the possibility of getting your car stolen.

Conclusion
It’s hard to save up to own a car, but it’s even more challenging to maintain it. With all the risks you need to be cautious of, it’s best to be prepared for every scenario. Assess your location and usual route to get the right insurance to keep you and your car safe.

At Arnold Insurance Agency, LLC, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (318) 965-5953. Get your free quote today by CLICKING HERE.
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